Easy Cash Offer
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As-is · Nationwide

Get a cash offer for a house sold as-is.

No repairs, no staging, no showings. Enter the address and see a real cash number. We take the house the way it is.

What's happening

The house is fine. You just don't want to work on it.

Selling as-is means you're selling the house in its current condition, with no warranty of condition and no commitment to repairs. It's the default expectation on cash sales. A retail buyer can also buy as-is, but they rarely want to — they usually negotiate repairs after inspection.

Most as-is sellers we talk to aren't in crisis. They just don't want the project. Maybe the house needs $25,000 of work and they don't have the capital or the bandwidth. Maybe they tried to list and the inspection came back with a long punch list. Maybe they just don't care to spend 3 months managing contractors.

As-is doesn't mean damaged. It means 'what you see is what you get, no adjustments.' A cash buyer prices with that understanding baked in.

Where are you in the process?

Your stage sets your buyer pool and your offer range.

Stage 1 · Clean
Livable, dated, minor repairs needed.
Closest to a standard cash sale. Cosmetic updates only. You don't want to bother; buyer handles everything.
Offer range: 72–80% of ARV
Buyer pool: Full buyer pool
you are here
Stage 2 · Deferred
Significant deferred maintenance. Roof, HVAC, kitchen dated 20+ years.
The standard as-is scenario. Buyer factors $20k–$60k in work. Offer reflects the real repair scope.
Offer range: 66–74% of ARV
Buyer pool: Flippers + buy-and-hold
Stage 3 · Heavy
Major repairs pending. Near-gut scope.
Multiple systems out, structural attention needed, or condition that would blow an inspection. Full rehab scope priced in.
Offer range: 55–68% of ARV
Buyer pool: Experienced rehabbers
Methodology — situation-specific

What a cash buyer actually pays here.

As-is cash offers are the clearest version of the standard formula: ARV × 0.65–0.75, minus the repair reserve, minus margin. The 'as-is' designation means the repair reserve isn't an estimate that gets trued up — it's baked into the contract price and doesn't get adjusted post-inspection.

Example: $270,000 ARV in Charlotte, NC, 1990s construction, dated kitchen and baths, one roof section at end-of-life, HVAC 18 years old. $32,000 in confirmed repair scope. Math: $270,000 × 0.73 = $197,100, minus $32,000 = cash offer around $165,000.

The tradeoff: you give up the 5–10 points of retail premium that come from a fully-updated listing. You get certainty of price, no inspection renegotiation, no contractor-coordination tax on your time. For a lot of sellers, that's the right trade.[1]

Timeline

Cash vs. listing — here's how long each takes.

Cash offer
In as little as 7 days, or on your timeline.

As-is cash closes fast — 10–21 days is standard because there's no repair contingency to resolve. If there's a financing contingency (rare in cash) or a specific deadline, we can usually hit 10 days.

Listing on market
60 to 120 days.

With work before listing, photos, time on market, and inspection risk. On a tight timeline, a listing usually doesn't close in time — you'd want cash or a hybrid strategy.

Where this falls apart

When cash is NOT the right move for an as-is sale.

If the repair list is small (under $8,000) and mostly cosmetic, doing the repairs before listing almost always pays 2–3x the cost in sale price. Paint, flooring, and a deep clean recover more than they cost. Skip cash; list.

If you have time and can list as-is on the retail market (disclosing known issues), some retail buyers — especially investors and flippers at the retail level — will pay more than a wholesale cash buyer. MLS exposure increases the pool.

And if you're considering as-is because you're emotionally done with the house but the math says to fix it, consider paying a project manager 5–10% to run the repairs. The net proceeds still beat cash.

I have runway — connect me with an agentSee the full situation pillar list →
Side by side

Cash offer · List with agent · Fix, then list.

Cash offer
List with agent
Fix, then list
Net to you
~65–78% of retail
~92% after commission, inspection OK
~85–90% after commission + repair cost
Speed
10–21 days
60–120 days
2–6 months repair + listing
Work required
None
Maintenance, showings, negotiation
Manage repairs + listing
Certainty
Offer locks at contract
Inspection can renegotiate
Repair overruns possible
Best when
Want out cleanly, no hassle
House is already clean
Small repair list, time to spend
FAQ

The questions homeowners ask us first.

Do I still have to disclose known issues if I sell as-is?+
Yes. Most states' residential real property disclosure statutes require disclosure of known material defects regardless of as-is status. As-is waives the repair obligation, not the disclosure duty. Your attorney will tell you exactly what your state demands.
Can the buyer back out after inspection?+
Most cash as-is contracts waive the inspection contingency, so no. If an inspection contingency is in the contract, the buyer can walk or renegotiate. We write no-contingency contracts when the walkthrough is clean.
What if something breaks between contract and closing?+
Typically the seller maintains the property through closing (lawn mowed, no new damage). Catastrophic loss (fire, flood) mid-contract is negotiated per contract terms; most contracts allow either party to walk in that case.
Do I have to empty the house?+
No. Take what you want, leave the rest. We handle cleanout if needed. Stated in the contract.
Can I sell as-is if I'm behind on the mortgage?+
Yes, but the math changes — see the foreclosure pillar if a notice has been issued. The sale has to generate enough to pay off the mortgage (or you negotiate a short sale).
Is as-is the same as cash?+
Not quite. Most cash sales are as-is, but you can technically sell as-is to a retail buyer who agrees to the terms. Cash is about funding; as-is is about condition.
Related situations
Related cities in our footprint
Charlotte, NCPhoenix, AZTampa, FLNashville, TNHouston, TXCounty records →

See your cash offer.

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Sources
[1] State residential real property disclosure statutes — every US state has one; the form and required items vary by state.
[2] State seller-disclosure exemption rules — most states allow as-is sales but still require disclosure of known material defects.